Accepted!
Wednesday, May 18, 2011
The seller accepted our offer! :) After some negotiating back and forth (and pretty big sacrificing on our part) we are finally under contract! We asked the seller to include the washer and dryer (which we can tell was recently purchased) but because of her financial situation, she was not able to include them since she is renting and not sure if her rental will include those. She also excluded the home warranty (which we asked her to include) but again, because of her situation, she was unable to include that. But we are not worried about that because the house is still young and if something were to happen, we definitely would not ask her to front the funds, anyway. No chance! We have some kind of heart! :) But we are so relieved about finally getting the show on the road. Now, the only things that need to be done are the home inspection and having an appraiser come to the home. The tricky part is that with an FHA loan, the house must appraise for at least the purchase price . . . if it doesn't, the seller must lower her asking price to the appraisal value or we walk. Boo. We are praying that that doesn't happen. If all goes well, hopefully we will close in about 30 days! Eeeeeek!!!! :)
We have already picked out all of the paint colors, too! That was probably the easiest thing Josh and I have done. Don't most couples have a hard time compromising with paint? We had more issues registering haha!
And just for kicks and giggles, I am going to show you our house! There are 4 bedrooms, 2.5 bathrooms, living room, family room, dining room, and unfinished basement.
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The front of the house |
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Here is the formal living room |
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And the dining room |
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The kitchen |
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The family room and fireplace! :) The master bedroom with a walk-in closet and full bathroom |
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This is one of the guest bedrooms (future nursery hey!!) |
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This is another guest bedroom (future nursery #2 heeeyyy!!) |
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This is the view from the kitchen/eating area to the backyard |
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And this is the backyard . . . big enough for our reception! ;) |
Posted byAshley C. at 5:57 PM 2 Love Notes
The offer
Monday, May 16, 2011
Josh and I have been house-shopping the last few weeks and finally found one that we could really see ourselves (and future family) in. It's so beautiful! It has 4 bedrooms, 2.5 bathrooms, a living room, family room, dining room, unfinished basement, and really nice, big backyard. The funny thing is that when that home was first scheduled for a walk-thru, I asked Josh and the realtor if we could just skip it; I didn't want to see it because the acreage that was listed was "too small;" but I'm beginning to think that that was a mistake because it is rather large! :) I am so, so glad that we actually went to see it (twice!). The first walk-thru, Josh whispered "this is the one" to me as we were walking up from the basement . . . that didn't happen with any other home.
So, here we are three weeks later and we finally have been able to put our offer in. The first offer we put in was Friday and was pretty low because we wanted to see what the seller would counter-offer. We got a call back on Saturday morning from our realtor saying that the seller's husband recently passed away and that with her financial situation, she cannot go any lower than the listing price; we don't believe that for a single second. Who lists their home at the lowest they are able to go? On top of that, we have a paper saying that she refinanced her home about 5 years ago at $16,000 lower than her listing price. We know that she is able to go that low. So . . . Josh and I offered $5,000 lower than her listing price. If she doesn't want that, we will walk away and find something else.
Obviously, we are really praying that the seller accepts our offer. :) We'd love for that house to be the one that we raise a big family in. ;)
Posted byAshley C. at 12:16 PM 0 Love Notes
D90 desires
Thursday, November 11, 2010
It was a glorious day when I got my long-awaited DSLR. I waited and waited for it . . . and my Lover made me a deal and said that if we could leave the mall, I would have my camera in 15 minutes. Deal!
But . . . I am now selling the body so that I can upgrade to something a little more "high grade." The awesome thing is that I am still sticking to my philosophy of only spending business-made money on business desires to keep me clear from debt. I am going to put my other lens purchase on hold until I am able to purchase a new body. Wanna see the new body I want?
Posted byAshley C. at 8:32 PM 0 Love Notes
Labels: photography, shopping
First business purchase
Thursday, October 28, 2010
Posted byAshley C. at 4:36 PM 0 Love Notes
Labels: photography, shopping
Perfect magnolia
Sunday, September 5, 2010
Posted byAshley C. at 1:45 PM Post a comment (1) Love Notes
I'm good. :-]
Wednesday, June 23, 2010
I had the guts (and coupon knowledge) to stand up to the lady at the register today at Target. :-] I bought 2 Air Wick air fresheners, 1 razor for my boo, and a tube of toothpaste. I found the toothpaste on clearance (why? I don't know!) for $2.07, because of my coupons, the razor was free and the Air Wicks were $1.99/each. I had 2 Air Wick coupons: buy one, get one free and a $2.50 off of one. I gave her both of the coupons and she said that I can only use one coupon for the Air Wick. I told her Well, I bought 2 fresheners, so I should be able to use 2 coupons. And she told me "no, you can't." Yes, I'm pretty sure I can. 2 coupons and 2 fresheners. "Wait, how much did they cost?" So, she realized that she just had to adjust the price since the coupon was for $2.50 off and they only costed $1.99. So, the cool thing was that that extra .50 rolled over to my other items. I ended up getting all of that for $1.93 and saving $14.99. :-] I'm good.
Yesterday, I mentioned to Josh that we needed to grab some groceries. He was joking with me and told me, "We don't have money." I laughed and told him I can get all we need for under $60. So we stopped at the ATM and he gave me money for groceries (and even threw in an extra $20 just because). The funny thing here is that he always pokes fun at me for being able to buy stuff and spend all that I have without going over by even a penny. Yes, it's a talent of mine. :-] So . . . I bought all that we needed from Walmart and the total was $61 something and after coupons it ended up being $56 something. Haha, I had to laugh when that happened. :-]
Posted byAshley C. at 1:04 PM 0 Love Notes
Labels: couponing, finances, shopping
The perfect heel
Tuesday, April 20, 2010
Me and Josh's love is tried and true. I know that he loves me for sure after this weekend. I had to find something nice to wear to my interview tomorrow and I didn't expect it to be so difficult! We went to one mall and were only really wandering between 3 stores. Back and forth, back and forth. Then, after two and a half hours, I finally decided on a shirt and pants. Then, it occurred to me that I still needed heels to match. And, if I got heels, I needed a scarf to match. Well, the mall was closing in 15 minutes and we were both frustrated and annoyed with each other so I was a bit nervous to say hey, honey, I still need to find shoes and a scarf. He gave me a slight huff and smile and said "Alright, let's go." The problem about this, though is that I've got a very specific heel in mind. Brown or nude, pointy, thinner heel, and doesn't show the top of my foot. So, I wanted to check Payless before anything else. Nothing there. We left and just window shopped on the way out.
Sunday came and we I was determined to find this perfect heel. We went to a different mall this time. One that I absolutely hate going to on Sundays because it is way too busy and the people there just seem rude and inconsiderate. I knew the row of stores that I needed to go to. We went to about 5 stores. Nothing. So, we went back to the boring ol' Payless at this mall and I settled for these boring flats that were nothing like what I wanted. At least they were BOGO. Then, a shopping miracle happened. We went to a movie and got ice cream afterward and decided to just walk around Target before going home. Right when we walked in, an announcement saying that they were closing in 15 minutes came over the intercom. Josh was in the electronics, so I grabbed Errika's arm and ran over by the shoes and low and behold, I found the perfect shoe for my pants! On top of that, I found the perfect scarf, too! :-] Thank goodness for our spontaneity!
Posted byAshley C. at 8:33 AM 0 Love Notes
When will I get really good at this . . .?
Sunday, March 7, 2010
(Buy one, get one 50% off and $1 off coupon)
Gillette Fushion Razor Cartridges (4 pack): $14.99
Gillette Fushion Shaving Gel: $4.29
Gillette Fushion Razor: $8.99
(MFG coupon: Buy cartridges, get razor free. In-store deal: Buy cartridges, get shaving gel free. So, I only paid for the 4-pack cartridges)
Venus Razor (3 pack): $8.99
($2 off coupon)
2 Packs of Orbit Gum: $2.99
(In-store: 2/$1)
2 Nestle Crunch bars: $.99
(MFG coupon: Buy one, get one free. Catalina: $.49 for 1)
Total: $53.21
I Paid: $27.54
I Saved: $25.67
I thought I had some really good coupons, but obviously I spent a little much. When will I get really good at this whole couponing thing? :-/ It's kind of frustrating, but I guess it takes a little bit of time to learn, eh?
Posted byAshley C. at 5:18 PM 0 Love Notes
Wardrobe redo
Sunday, December 27, 2009
I guess now that I am a college graduate, that makes me a "grown woman." Josh's sister, Tiffany told me the other day that I need to start adding things to my "professional wardrobe." She didn't mean it in a mean way, just telling me that I should dress professional now (or something like that haha!). So, for Christmas, Tiffany and their brother, Micah bought me a bunch of gift cards to nice clothing stores.
I guess when it comes to clothes, I am a very simple chick; I like jeans and a plain shirt. I like to be comfortable and plain shirts make me feel most comfortable. I don't like those shirts with the writing all over them, frilly, too-girly stuff. Just plain stuff. And the cool thing about plain shirts is that you can layer and wear any fashion scarves, etc. with them. Okay . . . as you can see, I do like plain shirts. BUT, I think I am going to attempt to change that. I want people to take me more seriously and I need to dress my role (whatever that means). Over the next few months, I am going to change my wardrobe. More nice clothes . . . no more holey jeans and plain Jane here. I am going to try my hardest to stray away from the same ol' stores and try something new. Hopefully this works!
Posted byAshley C. at 6:50 PM 0 Love Notes
Oh, Christmas tree . . .
Friday, November 27, 2009
Posted byAshley C. at 7:46 PM Post a comment (1) Love Notes
Labels: Ann-Marie, holidays, Josh, shopping
Yummy Thanksgiving
Wednesday, November 25, 2009
For the past 3 years, I have gone to Josh's family's house for Thanksgiving. My mom works third shift, so she goes to work, step-dad goes to his family's and I am left home. By myself. But I cannot complain, I am welcome over Josh's with open arms and his mom is the best cook I have met (psst, I only want to marry Josh to inherit his mom's recipes!). Food, family, "The Christmas Story," and sleep . . . perfect Thanksgiving.
How many of you are going shopping on Black Friday? Josh and I decided that we are going but only to get a couple things . . . and I do mean a couple. We thought it would be fun to hang out all night and just head to the mall really early in the morning, crash from exhaustion and eat leftovers.
Oh and side note, Josh and I went out to take our fall picture that I was telling you about. You won't be seeing it. We went through a tornado, hurricane, and a snow blizzard to get it and we failed. Okay, not really, but we faced some extreme circumstances for a bad picture. :-[
Enjoy your Thanksgiving and shopping trip!
Posted byAshley C. at 4:25 PM 0 Love Notes